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Because your auto insurance rates are ever-changing, it can make a lot of sense to constantly shop around and be on the lookout for better deals. You could find better coverage than you currently have—at better prices.

If possible, try to switch auto insurance just before your current policy is about to expire. But make sure you have your new insurance policy in place before cancelling your current one. To cancel your insurance policy, notify the company in writing and be sure to specify the date the policy should be cancelled. Some states require your new insurance provider to contact your previous insurance agent about the change. You should then receive a cancellation form from your old insurer which you should sign and return. Remember, although you don’t have to wait until renewal time to switch insurance, you can avoid certain hassles like trying to recover an unused portion of a paid premium by doing so.

Once you provide the information to your new insurance company, they can execute the change rather quickly—possibly within a day. So, whether you are unhappy with your current auto insurance or are just looking to get better coverage at a better price, don’t let the thought of switching auto insurance deter you. Click here for free auto insurance quotes.